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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,550 | $228,395-81.4% | $185,861-77.1% | $158,982-73.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 10.33% | 40.82%-30.5pp | 35.96%-25.6pp | 302.99%-292.7pp |
| Employer contribution / active EE | $7,572 | $4,968+52.4% | $4,088+85.2% | $4,763+59.0% |
| Participant deferral / active EE | $492 | $6,417-92.3% | $5,634-91.3% | $5,983-91.8% |
| Admin fee / account holder | $1,654 | $11,869-86.1% | $9,503-82.6% | $11,252-85.3% |