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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,823 | $111,830-47.4% | $93,696-37.2% | $145,884-59.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 16.97% | 204.08%-187.1pp | 133.74%-116.8pp | 551.85%-534.9pp |
| Employer contribution / active EE | $2,911 | $3,093-5.9% | $2,422+20.2% | $4,662-37.6% |
| Participant deferral / active EE | $8,143 | $4,920+65.5% | $4,417+84.4% | $6,690+21.7% |
| Admin fee / account holder | $950 | $10,249-90.7% | $8,287-88.5% | $13,392-92.9% |