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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,823 | $111,878-47.4% | $93,727-37.2% | $145,897-59.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 16.97% | 204.28%-187.3pp | 133.83%-116.9pp | 552.29%-535.3pp |
| Employer contribution / active EE | $2,911 | $3,092-5.9% | $2,421+20.2% | $4,663-37.6% |
| Participant deferral / active EE | $8,143 | $4,920+65.5% | $4,417+84.3% | $6,689+21.7% |
| Admin fee / account holder | $950 | $10,256-90.7% | $8,292-88.5% | $13,390-92.9% |