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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,435 | $93,617-72.8% | $135,982-81.3% | $75,177-66.2% |
| Participation rate | 60.7% | 75.2%-14.5pp | 81.9%-21.2pp | 67.2%-6.5pp |
| Annual return | 17.44% | 30.89%-13.4pp | 68.32%-50.9pp | 160.75%-143.3pp |
| Employer contribution / active EE | $1,026 | $3,538-71.0% | $4,859-78.9% | $2,671-61.6% |
| Participant deferral / active EE | $3,273 | $6,406-48.9% | $7,760-57.8% | $4,126-20.7% |
| Admin fee / account holder | $1,545 | $6,980-77.9% | $10,767-85.6% | $5,651-72.7% |