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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,093 | $197,819-60.0% | $155,789-49.2% | $125,389-36.9% |
| Participation rate | 66.7% | 82.1%-15.4pp | 76.1%-9.4pp | 83.2%-16.5pp |
| Annual return | -2.82% | 86.73%-89.5pp | 71.54%-74.4pp | 282.24%-285.1pp |
| Employer contribution / active EE | $2,492 | $4,850-48.6% | $3,839-35.1% | $4,866-48.8% |
| Participant deferral / active EE | $22,740 | $5,631+303.8% | $4,798+374.0% | $5,352+324.9% |
| Admin fee / account holder | $429 | $9,544-95.5% | $7,477-94.3% | $9,541-95.5% |