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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,314 | $209,425-47.8% | $178,499-38.8% | $158,966-31.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.18% | 188.80%-181.6pp | 151.10%-143.9pp | 302.95%-295.8pp |
| Employer contribution / active EE | $1,700 | $5,707-70.2% | $5,011-66.1% | $4,762-64.3% |
| Participant deferral / active EE | $6,006 | $5,955+0.9% | $5,202+15.5% | $5,983+0.4% |
| Admin fee / account holder | $1,186 | $17,078-93.1% | $13,986-91.5% | $11,250-89.5% |