See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS. Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $71,099 |
Filed as: MML INVESTORS SERVICES INC Service code 53 · EIN 04-2746212 | Insurance Commissions | $1,507 |
Filed as: MML INVESTORS SERVICES INC. Service code 53 | Insurance Commissions | $1,507 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,013 | $93,182+42.7% | $146,665-9.3% | $79,386+67.6% |
| Participation rate | 69.8% | 76.4%-6.6pp | 80.1%-10.2pp | 70.7%-0.9pp |
| Annual return | 16.61% | 21.61%-5.0pp | 22.74%-6.1pp | 116.85%-100.2pp |
| Employer contribution / active EE | $3,001 | $2,420+24.0% | $4,136-27.4% | $2,427+23.6% |
| Participant deferral / active EE | $6,790 | $4,169+62.9% | $5,506+23.3% | $4,046+67.8% |
| Admin fee / account holder | $591 | $585+1.1% | $10,280-94.2% | $626-5.6% |