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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,116 | $90,489-84.4% | $76,051-81.4% | $145,978-90.3% |
| Participation rate | 40.0% | 74.5%-34.5pp | 69.1%-29.1pp | 80.3%-40.3pp |
| Annual return | 11.20% | 622.78%-611.6pp | 360.42%-349.2pp | 550.52%-539.3pp |
| Employer contribution / active EE | $455 | $3,319-86.3% | $2,690-83.1% | $4,662-90.3% |
| Participant deferral / active EE | $1,387 | $5,164-73.2% | $4,257-67.4% | $6,690-79.3% |
| Admin fee / account holder | $207 | $8,374-97.5% | $6,416-96.8% | $13,400-98.5% |