Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,330 | $148,629+92.0% | $135,982+109.8% | $139,487+104.6% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 16.99% | 79.33%-62.3pp | 68.32%-51.3pp | 373.84%-356.9pp |
| Employer contribution / active EE | $835 | $5,247-84.1% | $4,859-82.8% | $4,755-82.4% |
| Participant deferral / active EE | $10,750 | $8,102+32.7% | $7,760+38.5% | $6,713+60.1% |
| Admin fee / account holder | $6,353 | $12,406-48.8% | $10,767-41.0% | $11,407-44.3% |