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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,022 | $138,076-84.1% | $123,553-82.2% | $135,380-83.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.74% | 153.70%-164.4pp | 119.21%-129.9pp | 519.81%-530.5pp |
| Employer contribution / active EE | $1,974 | $5,152-61.7% | $4,628-57.4% | $4,779-58.7% |
| Participant deferral / active EE | $5,211 | $6,800-23.4% | $6,426-18.9% | $5,609-7.1% |
| Admin fee / account holder | $1,250 | $10,917-88.5% | $9,284-86.5% | $10,828-88.5% |