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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,837 | $64,719+29.5% | $112,249-25.3% | $68,486+22.4% |
| Participation rate | 94.1% | 67.2%+27.0pp | 75.1%+19.1pp | 67.9%+26.2pp |
| Annual return | -14.25% | -11.40%-2.8pp | 27.48%-41.7pp | -7.85%-6.4pp |
| Employer contribution / active EE | $13,300 | $2,747+384.2% | $3,636+265.8% | $2,597+412.2% |
| Participant deferral / active EE | $0 | $3,565-100.0% | $4,729-100.0% | $4,028-100.0% |
| Admin fee / account holder | $12,073 | $5,232+130.7% | $6,412+88.3% | $5,404+123.4% |