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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,579 | $138,114-46.0% | $125,391-40.5% | $134,545-44.6% |
| Participation rate | 95.2% | 84.5%+10.7pp | 82.4%+12.9pp | 81.2%+14.0pp |
| Annual return | -15.81% | 750.88%-766.7pp | 572.41%-588.2pp | 418.37%-434.2pp |
| Employer contribution / active EE | $10,911 | $5,246+108.0% | $4,816+126.6% | $4,742+130.1% |
| Participant deferral / active EE | $8,056 | $7,801+3.3% | $7,448+8.2% | $6,401+25.9% |
| Admin fee / account holder | $1,173 | $11,570-89.9% | $10,009-88.3% | $11,431-89.7% |