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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,445 | $80,983-16.7% | $96,544-30.1% | $75,177-10.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 15.69% | 27.05%-11.4pp | 25.88%-10.2pp | 160.75%-145.1pp |
| Employer contribution / active EE | $7,168 | $2,282+214.0% | $2,966+141.6% | $2,671+168.3% |
| Participant deferral / active EE | $6,627 | $3,929+68.7% | $4,851+36.6% | $4,126+60.6% |
| Admin fee / account holder | $1,920 | $6,717-71.4% | $8,254-76.7% | $5,651-66.0% |