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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,772 | $157,296-37.8% | $141,191-30.8% | $152,897-36.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.02% | 64.34%-39.3pp | 71.41%-46.4pp | 345.43%-320.4pp |
| Employer contribution / active EE | $7,141 | $5,262+35.7% | $4,736+50.8% | $4,764+49.9% |
| Participant deferral / active EE | $6,281 | $7,111-11.7% | $6,710-6.4% | $5,851+7.3% |
| Admin fee / account holder | $385 | $12,125-96.8% | $10,264-96.2% | $11,599-96.7% |