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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,594 | $131,835-12.3% | $108,582+6.5% | $273,972-57.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 23.39% | -91.57%+115.0pp | -51.70%+75.1pp | 41.46%-18.1pp |
| Employer contribution / active EE | $11,602 | $4,913+136.2% | $3,758+208.7% | $4,869+138.3% |
| Participant deferral / active EE | $10,152 | $5,127+98.0% | $4,311+135.5% | $5,287+92.0% |
| Admin fee / account holder | $2,741 | $10,253-73.3% | $7,645-64.2% | $10,133-73.0% |