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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,043 | $150,412-29.5% | $120,574-12.1% | $145,884-27.3% |
| Participation rate | 85.7% | 78.8%+6.9pp | 71.9%+13.8pp | 80.3%+5.4pp |
| Annual return | 14.09% | 154.50%-140.4pp | 107.42%-93.3pp | 551.85%-537.8pp |
| Employer contribution / active EE | $1,102 | $4,355-74.7% | $3,471-68.3% | $4,662-76.4% |
| Participant deferral / active EE | $7,601 | $6,175+23.1% | $4,996+52.2% | $6,690+13.6% |
| Admin fee / account holder | $1,111 | $12,224-90.9% | $9,445-88.2% | $13,392-91.7% |