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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,913 | $201,372-67.8% | $184,260-64.8% | $145,884-55.5% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 34.00% | 29.04%+5.0pp | 28.84%+5.2pp | 551.85%-517.9pp |
| Employer contribution / active EE | $10,939 | $7,024+55.7% | $6,427+70.2% | $4,662+134.6% |
| Participant deferral / active EE | $11,322 | $9,808+15.4% | $9,133+24.0% | $6,690+69.2% |
| Admin fee / account holder | $454 | $16,362-97.2% | $13,898-96.7% | $13,392-96.6% |