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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 60 · EIN 04-2647786 | Sub-TA Fees | $61,650 |
Filed as: SHEPHERD FINANCIAL INVESTMENT Service code 27 · EIN 82-0759826 | Advisory (Plan) | $49,056 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,733 | $62,686-28.6% | $178,505-74.9% | $77,762-42.5% |
| Participation rate | 53.7% | 66.9%-13.2pp | 77.1%-23.4pp | 70.6%-16.9pp |
| Annual return | 14.67% | 16.16%-1.5pp | 27.16%-12.5pp | 31.27%-16.6pp |
| Employer contribution / active EE | $1,233 | $1,914-35.6% | $3,955-68.8% | $2,728-54.8% |
| Participant deferral / active EE | $2,680 | $4,224-36.5% | $6,280-57.3% | $4,651-42.4% |
| Admin fee / account holder | $216 | $386-44.1% | $10,428-97.9% | $433-50.1% |