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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,117 | $115,917-1.6% | $100,535+13.5% | $158,982-28.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | -0.16% | 34.80%-35.0pp | 30.90%-31.1pp | 302.99%-303.1pp |
| Employer contribution / active EE | $2,220 | $4,105-45.9% | $3,419-35.1% | $4,763-53.4% |
| Participant deferral / active EE | $3,142 | $6,677-52.9% | $6,271-49.9% | $5,983-47.5% |
| Admin fee / account holder | $106,538 | $11,002+868.4% | $8,085+1217.8% | $11,252+846.9% |