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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,043 | $167,353-1.4% | $143,797+14.8% | $134,545+22.7% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -17.82% | 0.48%-18.3pp | -0.04%-17.8pp | 418.37%-436.2pp |
| Employer contribution / active EE | $11,800 | $5,620+109.9% | $4,952+138.3% | $4,742+148.9% |
| Participant deferral / active EE | $7,624 | $6,447+18.3% | $5,638+35.2% | $6,401+19.1% |
| Admin fee / account holder | $1,522 | $18,096-91.6% | $14,679-89.6% | $11,431-86.7% |