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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,349 | $150,435-34.6% | $120,580-18.4% | $145,897-32.6% |
| Participation rate | 60.0% | 78.8%-18.8pp | 72.0%-12.0pp | 80.3%-20.3pp |
| Annual return | 12.18% | 154.60%-142.4pp | 107.48%-95.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $0 | $4,352-100.0% | $3,469-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,270 | $6,174+50.1% | $4,995+85.6% | $6,689+38.6% |
| Admin fee / account holder | $406 | $12,182-96.7% | $9,418-95.7% | $13,390-97.0% |