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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,319 | $176,105-10.7% | $159,474-1.4% | $167,536-6.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.58% | 331.91%-322.3pp | 263.68%-254.1pp | 478.82%-469.2pp |
| Employer contribution / active EE | $3,431 | $5,299-35.3% | $4,831-29.0% | $4,839-29.1% |
| Participant deferral / active EE | $5,819 | $7,751-24.9% | $7,353-20.9% | $6,342-8.3% |
| Admin fee / account holder | $2,097 | $12,559-83.3% | $10,802-80.6% | $12,315-83.0% |