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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,052 | $176,105-51.1% | $159,474-46.0% | $167,536-48.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.91% | 331.91%-319.0pp | 263.68%-250.8pp | 478.82%-465.9pp |
| Employer contribution / active EE | $10,200 | $5,299+92.5% | $4,831+111.1% | $4,839+110.8% |
| Participant deferral / active EE | $9,582 | $7,751+23.6% | $7,353+30.3% | $6,342+51.1% |
| Admin fee / account holder | $884 | $12,559-93.0% | $10,802-91.8% | $12,315-92.8% |