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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,697 | $175,231-6.0% | $149,696+10.0% | $139,466+18.1% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 14.86% | 166.77%-151.9pp | 134.46%-119.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $1,638 | $5,478-70.1% | $4,821-66.0% | $4,754-65.5% |
| Participant deferral / active EE | $5,633 | $6,521-13.6% | $5,682-0.9% | $6,712-16.1% |
| Admin fee / account holder | $456 | $16,155-97.2% | $13,212-96.6% | $11,409-96.0% |