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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,287 | $77,817-71.4% | $123,553-82.0% | $64,173-65.3% |
| Participation rate | 72.0% | 74.7%-2.7pp | 82.3%-10.3pp | 69.6%+2.4pp |
| Annual return | 52.97% | 12.49%+40.5pp | 119.21%-66.2pp | 7.63%+45.3pp |
| Employer contribution / active EE | $354 | $3,014-88.3% | $4,628-92.3% | $2,381-85.1% |
| Participant deferral / active EE | $4,956 | $5,240-5.4% | $6,426-22.9% | $3,470+42.8% |
| Admin fee / account holder | $15,336 | $5,519+177.9% | $9,284+65.2% | $4,887+213.8% |