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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,777 | $217,432+126.6% | $185,849+165.1% | $167,536+194.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.19% | 148.42%-134.2pp | 122.10%-107.9pp | 478.82%-464.6pp |
| Employer contribution / active EE | $16,818 | $5,875+186.3% | $5,169+225.4% | $4,839+247.6% |
| Participant deferral / active EE | $10,058 | $6,357+58.2% | $5,569+80.6% | $6,342+58.6% |
| Admin fee / account holder | $5,366 | $19,818-72.9% | $16,244-67.0% | $12,315-56.4% |