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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,496 | $103,038+121.8% | $90,324+153.0% | $152,909+49.4% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 28.76% | 95.25%-66.5pp | 78.15%-49.4pp | 345.46%-316.7pp |
| Employer contribution / active EE | $1,967 | $3,141-37.4% | $2,856-31.1% | $4,764-58.7% |
| Participant deferral / active EE | $7,912 | $4,282+84.8% | $3,885+103.6% | $5,851+35.2% |
| Admin fee / account holder | $0 | $6,177-100.0% | $5,356-100.0% | $11,601-100.0% |