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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,143 | $95,917+30.5% | $79,583+57.2% | $134,545-7.0% |
| Participation rate | 87.5% | 75.0%+12.5pp | 69.5%+18.0pp | 81.2%+6.3pp |
| Annual return | -24.94% | -2.70%-22.2pp | 0.16%-25.1pp | 418.37%-443.3pp |
| Employer contribution / active EE | $1,715 | $3,129-45.2% | $2,414-29.0% | $4,742-63.8% |
| Participant deferral / active EE | $4,840 | $4,694+3.1% | $3,986+21.4% | $6,401-24.4% |
| Admin fee / account holder | $801 | $9,132-91.2% | $6,835-88.3% | $11,431-93.0% |