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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,406 | $84,628-72.3% | $61,501-61.9% | $134,545-82.6% |
| Participation rate | 46.2% | 62.2%-16.0pp | 52.6%-6.4pp | 81.2%-35.1pp |
| Annual return | -15.32% | 585.61%-600.9pp | 339.04%-354.4pp | 418.37%-433.7pp |
| Employer contribution / active EE | $1,467 | $1,545-5.0% | $1,160+26.5% | $4,742-69.1% |
| Participant deferral / active EE | $4,130 | $2,819+46.5% | $2,125+94.4% | $6,401-35.5% |
| Admin fee / account holder | $903 | $2,587-65.1% | $2,132-57.7% | $11,431-92.1% |