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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,506 | $107,368-53.9% | $92,915-46.7% | $152,909-67.6% |
| Participation rate | 46.2% | 79.8%-33.6pp | 76.0%-29.9pp | 82.5%-36.3pp |
| Annual return | 60.84% | 145.64%-84.8pp | 109.45%-48.6pp | 345.46%-284.6pp |
| Employer contribution / active EE | $984 | $4,222-76.7% | $3,653-73.1% | $4,764-79.3% |
| Participant deferral / active EE | $5,286 | $4,848+9.0% | $4,238+24.7% | $5,851-9.7% |
| Admin fee / account holder | $2,619 | $7,082-63.0% | $5,796-54.8% | $11,601-77.4% |