Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,848 | $61,660-59.7% | $80,022-68.9% | $64,173-61.3% |
| Participation rate | 48.6% | 71.7%-23.1pp | 75.8%-27.3pp | 69.6%-21.0pp |
| Annual return | -2.73% | -0.33%-2.4pp | 11.22%-14.0pp | 7.63%-10.4pp |
| Employer contribution / active EE | $646 | $1,810-64.3% | $2,468-73.8% | $2,381-72.9% |
| Participant deferral / active EE | $876 | $2,968-70.5% | $3,686-76.2% | $3,470-74.8% |
| Admin fee / account holder | $8,060 | $5,417+48.8% | $6,521+23.6% | $4,887+64.9% |