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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,964 | $95,406+22.6% | $185,849-37.1% | $85,847+36.2% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 14.93% | 23.59%-8.7pp | 122.10%-107.2pp | 318.61%-303.7pp |
| Employer contribution / active EE | $2,404 | $3,314-27.5% | $5,169-53.5% | $2,565-6.3% |
| Participant deferral / active EE | $7,037 | $3,424+105.5% | $5,569+26.4% | $3,952+78.0% |
| Admin fee / account holder | $2,128 | $7,214-70.5% | $16,244-86.9% | $6,261-66.0% |