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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,491 | $81,487-50.3% | $102,412-60.5% | $80,935-50.0% |
| Participation rate | 48.7% | 66.8%-18.1pp | 74.5%-25.8pp | 67.7%-18.9pp |
| Annual return | 14.05% | 25.60%-11.5pp | 24.94%-10.9pp | 35.66%-21.6pp |
| Employer contribution / active EE | $16,711 | $3,103+438.6% | $3,870+331.8% | $2,757+506.2% |
| Participant deferral / active EE | $1,680 | $3,871-56.6% | $5,060-66.8% | $4,299-60.9% |
| Admin fee / account holder | $8,929 | $6,717+32.9% | $8,388+6.5% | $6,924+28.9% |