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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,352 | $190,916+22.2% | $160,037+45.8% | $134,545+73.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -12.75% | 552.79%-565.5pp | 408.95%-421.7pp | 418.37%-431.1pp |
| Employer contribution / active EE | $3,777 | $4,996-24.4% | $4,226-10.6% | $4,742-20.3% |
| Participant deferral / active EE | $11,979 | $6,925+73.0% | $6,184+93.7% | $6,401+87.1% |
| Admin fee / account holder | $3,594 | $10,497-65.8% | $8,716-58.8% | $11,431-68.6% |