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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,234 | $175,2590% | $149,723+17.0% | $139,487+25.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.32% | 166.82%-150.5pp | 134.50%-118.2pp | 373.84%-357.5pp |
| Employer contribution / active EE | $9,966 | $5,478+81.9% | $4,821+106.7% | $4,755+109.6% |
| Participant deferral / active EE | $8,060 | $6,522+23.6% | $5,682+41.8% | $6,713+20.1% |
| Admin fee / account holder | $3,697 | $16,158-77.1% | $13,215-72.0% | $11,407-67.6% |