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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,829 | $138,114+2.7% | $125,391+13.1% | $134,545+5.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.09% | 750.88%-773.0pp | 572.41%-594.5pp | 418.37%-440.5pp |
| Employer contribution / active EE | $2,381 | $5,246-54.6% | $4,816-50.6% | $4,742-49.8% |
| Participant deferral / active EE | $9,819 | $7,801+25.9% | $7,448+31.8% | $6,401+53.4% |
| Admin fee / account holder | $1,415 | $11,570-87.8% | $10,009-85.9% | $11,431-87.6% |