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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,054 | $82,678+62.1% | $125,391+6.9% | $68,490+95.7% |
| Participation rate | 46.9% | 75.1%-28.2pp | 82.4%-35.5pp | 67.9%-21.0pp |
| Annual return | -18.07% | -5.97%-12.1pp | 572.41%-590.5pp | -7.85%-10.2pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,781 | $6,111+27.3% | $7,448+4.5% | $4,028+93.2% |
| Admin fee / account holder | $13,120 | $6,277+109.0% | $10,009+31.1% | $5,403+142.8% |