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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $685,408 | $185,312+269.9% | $161,489+324.4% | $154,746+342.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.92% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $2,395 | $4,769-49.8% | $4,268-43.9% | $4,379-45.3% |
| Participant deferral / active EE | $7,963 | $6,350+25.4% | $5,630+41.4% | $6,730+18.3% |
| Admin fee / account holder | $5,065 | $18,654-72.8% | $16,006-68.4% | $14,365-64.7% |