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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,995 | $183,539+187.7% | $155,556+239.4% | $145,897+261.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.34% | 61.31%-58.0pp | 64.84%-61.5pp | 552.29%-549.0pp |
| Employer contribution / active EE | $1,986 | $5,315-62.6% | $4,675-57.5% | $4,663-57.4% |
| Participant deferral / active EE | $5,773 | $6,467-10.7% | $5,631+2.5% | $6,689-13.7% |
| Admin fee / account holder | $1,786 | $19,275-90.7% | $15,885-88.8% | $13,390-86.7% |