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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,325 | $142,409-66.1% | $119,634-59.6% | $134,545-64.1% |
| Participation rate | 95.7% | 82.8%+12.8pp | 79.3%+16.4pp | 81.2%+14.4pp |
| Annual return | -11.22% | -12.46%+1.2pp | -14.98%+3.8pp | 418.37%-429.6pp |
| Employer contribution / active EE | $11,614 | $5,224+122.3% | $4,232+174.4% | $4,742+144.9% |
| Participant deferral / active EE | $0 | $6,468-100.0% | $5,601-100.0% | $6,401-100.0% |
| Admin fee / account holder | $1,029 | $13,594-92.4% | $10,329-90.0% | $11,431-91.0% |