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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,887 | $162,136+168.8% | $152,301+186.2% | $154,746+181.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.49% | 91.02%-77.5pp | 80.50%-67.0pp | 172.34%-158.8pp |
| Employer contribution / active EE | $2,809 | $4,890-42.6% | $4,624-39.2% | $4,379-35.8% |
| Participant deferral / active EE | $12,625 | $8,341+51.4% | $8,004+57.7% | $6,730+87.6% |
| Admin fee / account holder | $15,512 | $15,759-1.6% | $14,398+7.7% | $14,365+8.0% |