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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,887 | $154,228+182.6% | $145,433+199.7% | $137,256+217.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.49% | 74.59%-61.1pp | 66.58%-53.1pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,809 | $4,804-41.5% | $4,554-38.3% | $4,156-32.4% |
| Participant deferral / active EE | $12,625 | $8,216+53.7% | $7,897+59.9% | $6,407+97.1% |
| Admin fee / account holder | $15,512 | $14,344+8.1% | $13,129+18.2% | $12,270+26.4% |