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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,253 | $165,399+77.9% | $149,745+96.5% | $158,982+85.1% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 6.04% | 348.34%-342.3pp | 276.72%-270.7pp | 302.99%-296.9pp |
| Employer contribution / active EE | $4,353 | $5,105-14.7% | $4,646-6.3% | $4,763-8.6% |
| Participant deferral / active EE | $9,908 | $7,183+37.9% | $6,843+44.8% | $5,983+65.6% |
| Admin fee / account holder | $6 | $10,811-99.9% | $9,312-99.9% | $11,252-100.0% |