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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,802 | $106,918+9.2% | $84,021+39.0% | $152,897-23.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 17.40% | 105.01%-87.6pp | 71.32%-53.9pp | 345.43%-328.0pp |
| Employer contribution / active EE | $2,265 | $2,735-17.2% | $1,984+14.2% | $4,764-52.5% |
| Participant deferral / active EE | $5,042 | $4,012+25.7% | $3,239+55.7% | $5,851-13.8% |
| Admin fee / account holder | $8,495 | $8,288+2.5% | $6,102+39.2% | $11,599-26.8% |