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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,754 | $157,296-27.7% | $141,191-19.4% | $152,897-25.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.78% | 64.34%-39.6pp | 71.41%-46.6pp | 345.43%-320.7pp |
| Employer contribution / active EE | $4,312 | $5,262-18.1% | $4,736-8.9% | $4,764-9.5% |
| Participant deferral / active EE | $17,023 | $7,111+139.4% | $6,710+153.7% | $5,851+190.9% |
| Admin fee / account holder | $694 | $12,125-94.3% | $10,264-93.2% | $11,599-94.0% |