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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,608 | $202,342-20.6% | $172,753-7.0% | $152,909+5.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.27% | 1029.88%-1007.6pp | 803.00%-780.7pp | 345.46%-323.2pp |
| Employer contribution / active EE | $5,444 | $5,857-7.1% | $5,144+5.8% | $4,764+14.3% |
| Participant deferral / active EE | $6,816 | $5,948+14.6% | $5,198+31.1% | $5,851+16.5% |
| Admin fee / account holder | $734 | $17,112-95.7% | $13,956-94.7% | $11,601-93.7% |