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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,177 | $53,837-34.7% | $75,714-53.5% | $85,847-59.0% |
| Participation rate | 37.9% | 69.1%-31.1pp | 74.8%-36.9pp | 69.3%-31.4pp |
| Annual return | 18.65% | 24.54%-5.9pp | 104.62%-86.0pp | 318.61%-300.0pp |
| Employer contribution / active EE | $759 | $2,017-62.4% | $2,744-72.3% | $2,565-70.4% |
| Participant deferral / active EE | $2,265 | $2,895-21.8% | $3,820-40.7% | $3,952-42.7% |
| Admin fee / account holder | $1,963 | $3,339-41.2% | $3,619-45.7% | $6,261-68.6% |