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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,123 | $226,135-40.2% | $182,558-26.0% | $152,909-11.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 15.42% | 192.60%-177.2pp | 148.59%-133.2pp | 345.46%-330.0pp |
| Employer contribution / active EE | $1,051 | $4,979-78.9% | $4,076-74.2% | $4,764-77.9% |
| Participant deferral / active EE | $3,502 | $6,371-45.0% | $5,526-36.6% | $5,851-40.2% |
| Admin fee / account holder | $61,584 | $10,707+475.2% | $8,594+616.6% | $11,601+430.9% |