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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,091 | $85,766-85.9% | $136,298-91.1% | $70,126-82.8% |
| Participation rate | 70.4% | 74.2%-3.8pp | 81.9%-11.6pp | 69.5%+0.8pp |
| Annual return | 17.70% | 31.46%-13.8pp | 5156.27%-5138.6pp | 73.15%-55.4pp |
| Employer contribution / active EE | $1,070 | $2,966-63.9% | $4,696-77.2% | $2,343-54.3% |
| Participant deferral / active EE | $1,807 | $5,051-64.2% | $6,247-71.1% | $3,332-45.8% |
| Admin fee / account holder | $462 | $5,421-91.5% | $9,244-95.0% | $4,645-90.0% |