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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,102 | $84,236-61.9% | $170,435-81.2% | $70,126-54.2% |
| Participation rate | 65.5% | 70.8%-5.3pp | 83.6%-18.1pp | 69.5%-4.0pp |
| Annual return | 16.61% | 23.06%-6.5pp | 205.94%-189.3pp | 73.15%-56.5pp |
| Employer contribution / active EE | $1,806 | $3,387-46.7% | $5,432-66.7% | $2,343-22.9% |
| Participant deferral / active EE | $3,223 | $3,086+4.4% | $4,939-34.8% | $3,332-3.3% |
| Admin fee / account holder | $44 | $5,698-99.2% | $13,881-99.7% | $4,645-99.0% |